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, a lending startup with a , is reportedly in talks to raise $500 million from the , .

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The San Francisco-based fintech company has already raised, as recorded by Crunchbase, a touch over including SoftBank, Silver Lake Partners, and Third Point Ventures, among others. SoFi鈥檚 last known primary raise was announced a little over two years ago. In between that raise and the latest reports of it raising another significant round, the lending company ran into a series of problems.

A little over a month after SoFi鈥檚 Series F was raised on Feb. 24, 2017, that the startup was being sued by a former employee for wrongful termination after reporting sexual harassment. The employee also claimed, per TechCrunch, that SoFi鈥檚 managers 鈥渋mproperly recorded loans in order to goose their bonus pay.鈥� The CEO of SoFi, Michael Cagney, he would step down on Sept. 15, 2017. , formerly the COO of Twitter, was recruited to be SoFi鈥檚 CEO.

Executive turnover and sexual harassment claims are not the only problems SoFi has faced.

Amid reports that its loan business was suffering, SoFi announced the first half of 2018. And just two months ago, TechCrunch reported that SoFi had settled with the FTC over claims it had misrepresented its student loan offerings. The startup, however, .

It鈥檚 a lot of baggage for a startup to carry to the negotiating table when raising a new round of funding. So what鈥檚 attracting investors? It鈥檚 worth noting that the isn鈥檛 the world鈥檚 most prolific investor, according to Crunchbase. However, it has participated in other large unicorn financings, including Uber, Compass, and FlipKart, all of which have also seen investment from SoftBank.

While SoFi has had its troubles, fintech startups focusing on loans have been a popular investment category for venture capitalists. Earlier this month, Affirm, which aims to replace credit cards for consumers, valuation.

With $2 billion in total funds raised, plus another $500 million possibly topping up its coffers, SoFi is one of the best capitalized startups focusing on the consumer lending market. The company has also expanded its offerings to home loans, and it has recently announced zero-fee exchange-traded fund, which has pressured stalwarts like Vanguard .

The funding could also be a soft confirmation of Anthony Noto鈥檚 ability to turn SoFi鈥檚 culture around. At Twitter as COO, the Noto鈥檚 calm demeanor as a notable trait as the social media company 鈥渇aced significant employee turnover and doubts about its ability to make money from its enormous audience.鈥�

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